Whether you’re embarking on a permanent change-of-station (PCS) move or just moving across town, the first step in moving is finding a new home — except that’s not actually the first step.
The first step is identifying your priorities to help you find that home.
Military families have so many things to consider when renting or buying a house. Before you even start house shopping, take a moment to rank the following factors. If you have a partner, do it together. You can eliminate a whole bunch of options simply by identifying your priorities. While it seems as though eliminating options would be bad, it actually frees you up to focus on the things that really matter to you.
Ask yourself these questions:
Budget
How much money do you want to spend on housing? Be sure to include not only the rent or mortgage payment but also the other costs of housing. This includes utilities, taxes, extra fees, upkeep, etc. If you are buying, do a lot of research into everything you will be paying. (Pro tip: It’s a lot more than your mortgage.) If you are renting, find out what’s included and what’s not included in your rent.
Commute
What are the non-negotiable parameters of a commute? Are you willing to drive 30 minutes? An hour? Do you want to be able to bike to work or use public transportation?
Housing Type
Do you want an apartment vs. townhouse vs. single-family home?
Pets
Do you need a home that allows pets? Do you have multiple pets or any type of pet that might be harder to find a home for?
Safety
Obviously, we all want to live somewhere safe. But what feels “safe” is going to mean different things to different people and even in different areas. If you’re in an apartment, do you want a secure building? Are there parts of town you don’t want to live in?
Quality of Housing
Quality means different things to different people. I’m a “well-built-is-essential, but-outdated-is-fine” kinda girl. My sister wants everything to be up to date. Neither of us is wrong, just different. What is your preference?
Outdoor Space
Do you want or need outdoor space? Does it need to be grass, or is a patio or balcony enough? Does it need to be fenced, or can it be shared with other people?
Amenities
What amenities do you want near your home or in your building? Do you want a swimming pool or a park? In-unit washer and dryer?
Size of Housing
How much space do you want — and how much space do you actually need? Is the number of bedrooms negotiable? Could you go smaller, or are you willing to go larger?
Walkability
Do you care whether you can walk to things? What things — public transportation, groceries, library, restaurants, doctor’s offices, etc.?
Parking
Do you need dedicated parking, a driveway or a garage? How many spaces? Are you willing to pay for parking?
What Else?
Do you have any other house-related desires, such as a first-floor bedroom and bath or an open floor plan?
Realistic Expectations
Keep in mind that in many markets, you may get only one or two of your wants. In other markets, you may be able to find more. Knowing the type of market you’re shopping in will help you have realistic expectations about what’s possible. Not sure about the housing market where you are moving? Local-area military social media groups can be a goldmine of information.
How do realistic expectations help? Well, let’s say you think you’ll be able to get your whole wish list, but you’re going to a market where you’ll be lucky to get three things. You might pass over a whole bunch of “good-enough” properties looking for something that doesn’t exist.
On the flip side, maybe you’re going to a market where anything is possible. If you settle on the first “good-enough” house, you may miss out on so much more.
Thinking about your priorities before you start house hunting can save time and energy. It will also help you focus on what really matters!
Keep Up With Military Pay Updates
Military pay benefits are constantly changing. Make sure you’re up-to-date with everything you’ve earned. Subscribe to Military.com to receive updates on all of your military pay and benefits, delivered directly to your inbox.
